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What the Big Beautiful Bill Means for Solar, and Why Arcasa Customers Are Still in Good Hands
By Cole Bestgen | July 2025
The Federal Solar Tax Credit Is Going Away.
A new bill just passed Congress that eliminates the 30% federal tax credit for homeowners who install solar. This credit has helped many families go solar by lowering the upfront cost. But here's the good news: Arcasa’s unique model is built to thrive with or without government subsidies.
What’s Changing?
The Residential Clean Energy Tax Credit is being phased out on December 31st 2025.
New homeowners must close on their home by the end of the year to receive the federal tax credit for solar installations.
Traditional solar companies often built their pricing around this credit, meaning homeowners could now face higher out-of-pocket costs.
How Arcasa Protects You
We saw this coming—and we’re ready.
1. No-Risk Solar Integration
We partner with lenders so you can add solar directly into your mortgage or refinance. That means: - No separate solar loan - No need to wait for tax season to get value - Lower monthly payments from day one
2. Arcasa Solar Unlocks Down Payment Assistance & Closing Cost Coverage
When you choose Arcasa, you're not just investing in clean energy—you’re unlocking powerful financial tools. We partner with lenders to apply the value of your solar project toward down payment assistance and closing cost coverage, reducing your upfront expenses and making homeownership more affordable from day one.
3. We Don’t Rely on Tax Credits
Most solar companies lose their competitive edge without tax incentives. Arcasa never needed them to bring you value. - No inflated prices based on tax gimmicks - No long payback period - Just affordable solar, built into your mortgage.
Real Talk: Why This Matters Now
Solar is still one of the best investments you can make in your home—if done right. The big federal incentives are going away, but that doesn’t mean you have to miss out. It just means:
You need a smarter strategy
You need the right partner
The Arcasa Advantage
TRADITIONAL
SOLAR
Built to work without tax credits
Requires tax credit to make sense
High upfront cost or second loan
Solar wrapped into your mortgage
Salesperson gets the big check
You get closing costs paid instead
ROI in 8–12 years
Monthly savings from day one
30% Federal Solar Tax Credit Still Available Through December 2025
As of August 2025, qualified homebuyers can still access the 30% federal solar tax credit by closing on their home and installing solar before December 31, 2025. This limited-time incentive offers significant savings for borrowers and creates a strong value proposition for real estate agents and loan officers. By combining Arcasa’s Energy-Smart Down Payment Assistance with the federal tax credit, buyers can reduce upfront costs, lower monthly payments, and improve overall home affordability. Loan officers and agents can use this incentive to make offers more competitive and help clients maximize their financial benefits before the credit expires.
Let’s Talk
If you’re under contract for a new home, considering a refinance, or just want a better energy plan for your family, Arcasa is ready to help you get solar without the financial guesswork.
Disclaimer: Arcasa programs are subject to eligibility, lender approval, and applicable laws. Consult a tax professional for advice on credits or incentives.