Own Your Home Without Draining Your Savings

Arcasa turns solar incentives into down payment help, lower interest rates, and reduced utility bills — with no income caps or added liens. A simpler, more affordable path to homeownership.

Chris Gassel, Former Loan Officer at Arcasa, standing in front of residential homes in Ballwin, MO
Former Loan Officer

Chris Gassel

Ballwin, MO

Beautiful house at twilight with warm lights glowing from windows, surrounded by white picket fence and green lawn under a dramatic sunset sky
$18,500*

That's what the average homebuyer unlocks when they take advantage of our Energy-Smart DPA.

Ready to buy a home?

Find Out In Our 2-Minute Homebuyer Quiz

Down Payment Assistance Calculator

See how much support you could unlock. Get a quick snapshot of potential down payment assistance and added solar value.

$400,000
$100,000$1,500,000
3.5%
3%5%
Unlocked Grant Funds
$14,000
This calculator provides an estimate for educational purposes only. It does not represent a loan offer, guarantee of assistance, or commitment to lend. Final amounts and eligibility will be determined through program underwriting and lender approval.

It's Possible to Buy a Home in 2025

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See How Arcasa Stacks Up

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Unlocked Mortgage Funds
Option for Down Payment Support
Option for Interest Rate Buy Down
Option for Zero Dollar Down Closing
Save on Utility Costs
Higher Appraisal Value
One Loan Payment
No Second Lien
LEGACY
LENDING
LEGACY
SOLAR

How It Works

Get into your dream home with our simple three-step process

1

Apply & Qualify

Work with an Arcasa-approved lender to get a standard FHA mortgage (620+ credit score, no income or location limits).

2

Get Down Payment Assistance

Unlock 3.5%+ of your home price for an FHA down payment with solar facilitated by Arcasa, giving you optionality to close on your home.

3

Solar Installed, Move In

After you move in, Arcasa facilitates your solar install, giving you a monthly utility savings and a boost in your home's overall equity.

No upfront costs • No hidden fees • Move in on time

FAQs for Borrowers

No. Arcasa works with any qualified FHA or eligible buyer — first-time or repeat.

Ready to Buy Your Dream Home?

Discover how down payment assistance unlocked through solar can make homeownership affordable.