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Get Into Your Home with Zero Cash to Close

Arcasa unlocks an average of $15,000+ in funds for your down payment and closing costs — no income caps, no delays. You just add solar after move-in.

As Seen On:

Down Payment Assistance Calculator

See how much support you could unlock. Get a quick snapshot of potential down payment assistance and added solar value.

Home Price$400,000

$100,000$1,500,000

Down Payment %3.5%

3%5%

Unlocked Grant Funds

$14,000

This calculator provides an estimate for educational purposes only. It does not represent a loan offer, guarantee of assistance, or commitment to lend. Final amounts and eligibility will be determined through program underwriting and lender approval.

Ready to buy a home?

Find Out In Our 2-Minute Homebuyer Quiz

Who Are We?

Our Mission.

How We Help.

Real Stories. Real Solutions.

First-Time Home Buyers

David R.

San Francisco, CA

National Sales Manager

Janelle Rodriguez

Downey, CA

Co-Founder

Henry N. Smith

Salt Lake City, UT

01/03

Fintech for Lenders & Borrowers

See savings in seconds. Enter a few details to calculate down payment assistance, compare FHA vs. Arcasa, and get a shareable report, no credit pull required.

Fintech for Lenders& Borrowers

See savings in seconds. Enter a few details to calculate down payment assistance, compare FHA vs. Arcasa, and get a shareable report, no credit pull required.

Affordable Homes for Buyers. More Closings for Experts.

Arcasa makes buying a home easier for borrowers and closing more deals simpler for pros. No income caps, no extra hoops, just smarter mortgages.

01/06

Get Into Home with Zero Cash to Close

Arcasa for Homebuyers

Offer Buyers Better Loan Options

Arcasa for Loan Officers

Arcasa makes buying a home easier for borrowers and closing more deals simpler for pros. No income caps, no extra hoops, just smarter mortgages.

01/06

How It Works

Get into your dream home with our simple three-step process

Apply & Qualify

Work with an Arcasa-approved lender to get a standard FHA mortgage (620+ credit score, no income or location limits).

Get Down Payment Assistance

Unlock 3.5%+ of your home price for an FHA down payment with solar facilitated by Arcasa, giving you optionality to close on your home.

Solar Installed, Move In

After you move in, Arcasa facilitates your solar install, giving you a monthly utility savings and a boost in your home's overall equity.

No upfront costs • No hidden fees • Move in on time

Get Started Today

Connect with our team to learn how Arcasa can help you achieve your homeownership goals.